International transfer
Money home — fast.
- Send to 170+ countries straight from your phone
- Real exchange rate, fee shown before you send
- Recipient receives in minutes — to an account, card, e-wallet, or cash
- Track your transfer every step of the way
Padala, Pix, Shagun, Hongbao, Bendicion — to the people you call yours.
Mobile app
Send, pay, track — wherever you are.
- Everything in one place, always with you
- Transfers, requests, top-ups and a digital Mastercard¹
- Get notified the moment money arrives — for you and for them
Real people, real stories
I have used a lot of money transfer apps but, I found this app is the best as I have been using it for one and half years now, good exchange rates and zero fee and the best thing transaction completes immediately within seconds or minutes.Vishant K.
Paysend for me now is my favorite, safety app for sending money. Nowdays money reach to receiver faster than before, if you needs trusted app for sending money use paysend.Hillylove T.
Paysend was a really exciting discovery as someone who regularly sends overseas payments. This has got to be the quickest, simplest and most efficient way of sending money.Ally D.
Best app to send money from Canada to Ethiopia. It has zero fees if you are sending to someone's account, and the exchange rate is always reasonable. One time I tried to send money but there was a problem with the recipients account and I got my money back without even calling their customer service. They immediately refunded me. Keep up the great work on this app please. I am very pleased and will recommend this app to all of my relatives!Kiing K.
I am from India and I work in north Macedonia.This app easily converts Macedonian Denar to Euro and sends it to India It is a very good app with almost no fees.WaL N.
I just love using paysend. Me and my friends always use paysend for transferring money to my country. I hope paysend will always give us best rates and service and we will keep using it.Touhidul P.
I recently used paysend and was thoroughly impressed! The team was professional, efficient, and provided excellent customer service. They exceeded my expectations in every way. Highly recommend. Used paysend to send money online and it was seamless! Fast transfers, competitive rates, and user-friendly interface. Highly recommend for hassle-free transactions!Caleb S.
The service is reliable, money transfers are fast and simple. I occasionally receive promo codes from Paysend, which allow me to make transfers with no fee and a good exchange rate, and I really appreciate that.Anastasiia M.
Trustable and very easy to use, supportive Service desk team and able to resolve any faced issues (as per my experience with the valuable support team)Amr D.
Grow the community, together.
Ambassadors
For your community — with our support.
- For the community leaders and creators your community already trusts
- Help people send money home — and earn for every new user you bring
- A tracked link, ready-made guides and visuals
- Direct support from our team
Referral program
Your friends — your reward.
- Share your link with the friends and family you'd recommend us to anyway
- Earn for every one who joins and sends
FAQ
Yes — Paysend is a legitimate, regulated, and trustworthy money transfer service. In the United States, money transmission services are provided by Paysend US LLC, a licensed money transmitter (NMLS ID: 2048617) in the states listed here. In other US states and territories, money transmission services are provided by Central Bank of Kansas City.
All transactions are protected by bank-grade encryption, Visa and Mastercard 3D Secure card authentication, and 24/7 fraud monitoring. Paysend is PCI DSS certified. Paysend serves over 12 million customers globally and holds a 4.2-star rating on Trustpilot. For questions or to file a complaint, visit our complaints page.
Paysend lets you send money internationally from your debit card, credit card, or bank account directly to a recipient's bank account, card, or mobile wallet in 170+ countries (available payout methods vary by country). You enter the amount, the recipient's details, and pay — most card-to-card transfers typically arrive in under 15 minutes. There is one low fixed fee per transfer regardless of the amount, plus an exchange rate margin on currency conversions.
Actual delivery times vary by route, recipient bank, time of day, and routine compliance checks.
Paysend charges a low, fixed transfer fee that depends on the country you're sending from, regardless of how much you send. When sending from the US, fees typically start from $1.99 and may vary by corridor and payout method. An exchange rate margin is included on currency conversions. There are no recipient fees. Fee-free promotional offers may be available for new customers from time to time.
Disclaimer: Exchange rates are subject to change. Please check the Paysend app or website for the most up-to-date information before sending a transfer. Third-party fees may apply and can reduce the amount received by recipients.
Most card-to-card transfers typically arrive in under 15 minutes, and many land within seconds. Bank account transfers and mobile-wallet payouts typically take 1–3 business days depending on the destination country, your recipient's bank, and the time of day you send. You can track every transfer in real time in the app.
Actual delivery times vary by route, payout method, recipient bank, time of day, and routine compliance checks.
From the US, Paysend supports transfers to more than 100 countries worldwide, with delivery to bank accounts, debit and credit cards, mobile wallets, and recipient phone numbers (Paysend Link). Available payout methods vary by destination. Popular destinations from the US include Mexico, the Philippines, India, Vietnam, Nigeria, and Colombia.
Limits depend on your verification tier. New accounts (Basic tier) can typically send up to $999 per day; verified Advance accounts up to $5,000 per day; and fully verified Ultimate accounts up to $10,000 per day, with corresponding monthly and biannual caps. State-specific limits apply in Arizona and Florida in accordance with state money-transmission laws. You can raise your limit by completing additional ID verification in the app.
You can cancel a transfer as long as it hasn't been processed yet. Open the Paysend app, go to Transfers, select the transfer, and tap Cancel.
Once a transfer is in progress or completed, contact Customer Support. Refund timelines vary depending on the type of issue:
• Cancellation refunds (e.g. wrong recipient details or technical failure): refunds typically take 3–10 business days to appear back on your card.
• Unauthorised transaction refunds: refunds are credited by the end of the next business day.
Disclaimer: Your cancellation rights (including time limits and refund eligibility) depend on your location and the laws that apply to your transfer. For US senders, most remittance transfers can be cancelled for a full refund within 30 minutes unless the funds have already been picked up or deposited, as permitted by law.
Transfers are most commonly held for one of three reasons: additional ID verification is required (Paysend will message you in-app), the recipient's bank is processing the deposit (typical for first-time transfers to a new account), or a routine compliance check is in progress. Check live status in the app under Transfers. If a transfer has been pending for more than 24 hours, contact Support with your transaction number.
No, in most cases they don't. Money goes directly to their bank account, debit/credit card, or mobile wallet — they don't need to sign up or download anything. For Paysend Link transfers (sent via phone number), the recipient receives an SMS with a one-time link to claim the funds to their card or account.
You can fund a Paysend transfer with a debit or credit card (Visa, Mastercard, China UnionPay), a bank transfer (where supported), or Apple Pay / Google Pay in eligible regions. Available methods depend on your country. Card payments are fastest; bank transfers are often cheaper for larger amounts.
You can close your Paysend account at any time. Open the app, go to Profile → Settings → Close account, or contact Customer Support at help@paysend.com from the email address on your account. Before closing, make sure all transfers are complete and your balance is zero. In line with anti-money laundering regulations, Paysend retains transaction and identity records for 5 years after account closure, as required by the Money Laundering Regulations 2017 (UK) / AMLD5 (EU). View the Paysend Global Privacy Policy here.
Paysend Customer Support is available 24/7 through these channels:
- In-app live chat — tap the chat icon in any Help Centre article. Fastest response.
- Phone — +1-844-938-8840
- Email — help@paysend.com
- Help Centre — help.paysend.com for self-service guides.
- Mailing address — Paysend US LLC, 801 Brickell Ave, 8th Floor, Miami, FL 33131
When contacting Support about a transfer, include your transaction number (found in Transfers → tap the transfer → icon next to Transaction no) so the team can resolve your case faster. To file a complaint, visit our complaints page.
Paysend's strength is simplicity and predictability: a single low fixed fee per transfer regardless of amount, and fast card-to-card delivery in 170+ countries. Wise offers the mid-market rate with variable percentage fees (often best for large transfers). Remitly and WorldRemit are strong for cash pickup and mobile-money payouts in specific corridors. The best choice depends on your destination, transfer size, and how your recipient prefers to be paid.